What Do You Know About Car Insurance?

Meta: Do you have a car? What do you know about car insurance? Check out our post for more information. 


It is evident that car has become a more and more popular mean of transportation in recent years, especially in some developed countries like the US. According to a newly published report, roughly 7 out of 10 American residents have private cars. This figure continues to grow up significantly. In, driving more turns out to be a "costly" option, as you have to pay more money or the distance you drive. In other words, fewer miles you go, less money you have to pay. I will help you more about car insurance in my today article.

Current situation of car insurance in the US:

It is obvious that how long you have driven your car per year has a certain impact on the auto insurance. A recent study apparently that if you drive 15.000 miles in one year, you have to pay 9% more than who does 5.000 miles per year.

Nevertheless, the financial influence of car insurance is different between states. For example, if you were civilians of Corolla state who drives 15.000 miles per year, you would have to pay 26% more than those who drive 5.000 miles and 30% more than those who drive 20.000 miles.

On the contrary, you would pay the same money for car insurance if your car runs  5000, 10000, and 20000 miles annually. This is similar to some states like Utah, Rhode Island, and Texas.

Mike Berry, who is a member of a nongovernmental organization called Insurance Information Institue, indicates that the more you go, the more you have to pay for auto insurance.

However, there is also a debate among different experts on this issue. Some people claim that car insurance is totally unfair to car drivers as someone even drives less than 5000 miles per year. At the meantime, either so sometimes it is necessary for each state' s tax.

Meanwhile, many people would prefer to take a fantasy of public transportation support the opinion of giving profit for those drive less than 5.000 miles per year.

It is estimated that each American civilian drives just over 13.000 miles a year. And of course, the financial implied you have to pay for the annual my above all under the standard level depends on which state you live. It has been in gradually a rule of each state.

According to study, 5 states which have people driving more than 15.000 miles annually includes California, Alaska, Washington, Alabama, and Massachusetts. Conversely, 5 states at the bottom of this list consist of North Carolina, Utah, Rhode Island, Texas, and Connecticut.

Should car insurance become an essential cost element?

Undoubtedly, when you drive few miles per year, we will save our certain amount of money. Nonetheless, some specialists think auto insurance should not be regarded as a cost factor.
Meanwhile, someone says who drives 15000 and 20000 miles per year only has to pay 3% more than those who drive 5000 miles.

In fact, car users try to lie about the number of miles each year with the hope of paying less for their car insurance. However, sooner or later, this will be revealed as representatives of U.S. Transportation check each car in person.

Thus, U.S. managing organizations should focus more on checking the number of miles each car runs annually. In this case, honesty is seen as a good change for policy.

In general, if you drive less than 7000 miles a year, you will get a granting income. And of course, you need to reply exactly the length of road you drive each year.


General speaking, car insurance is an indispensable element of our car service at present time. in the US, it has a totally different policy related to car insurance compared to other countries. The more you go, the more money you have to pay. However, there is also a burning debate between the district and opposite views on whether car insurance should be a cost element or not. In any case, car owner still needs to tell insurance officer exactly the number of miles you go. I do hope that my today article can help you understand more about car insurance.

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